About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
December 12th Market Commentary
MBS prices are down about 1/32 this morning while the DOW is down about 150 points amid a broader rotation from tech to value names. Treasury yields rose, with the 10-year yield stepping higher to top 4.18% and the 30-year yield rising above 4.85%. Investors are switching out of tech…
December 11th Market Commentary
MBS prices are up about 5/32 this morning while the DOW is up about 600 points as US stocks diverged, with more tech-exposed gauges under pressure after Oracle earnings revived AI overspending worries. Meanwhile, the Dow Jones Industrial Average gained 1% to set a new all-time intraday high. Yesterday's broad…
December 10th Market Commentary
MBS prices are up about 3/32 this morning while the DOW is up about 200 points as Wall Street waits for the Federal Reserve’s final policy decision of the year. The relatively muted action follows several sessions of sideways trading as investors hold off on big bets ahead of the…
December 9th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is down about 110 points as the Federal Reserve's December policy meeting kicked off and federal data showed job openings unexpectedly ticked higher even as layoffs jumped. Long-delayed data from the Bureau of Labor Statistics showed job openings ticked…
December 8th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 170 points as Wall Street heads into a pivotal week dominated by the Federal Reserve's final policy meeting of 2025. Markets are on the lookout for risks to almost-total confidence that the Fed will cut interest…
December 5th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is up about 50 points as Wall Street digested a cooling in the Federal Reserve's preferred inflation gauge, increasing the odds that the central bank will cut rates next week. Personal income increased 0.4% month-over-month in September (Briefing.com consensus:…
December 4th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is up about 30 points as Wall Street digested fresh jobs data, with traders increasingly baking in expectations that the Federal Reserve will deliver a December rate cut. Initial jobless claims for the week ending November 29 decreased by…
December 3rd Market Commentary
MBS prices are up about 2/32 this morning while the DOW is up about 450 points as a surprise decline in private-sector employment revealed cracks in the job market, but also reinforced bets on a Fed rate cut next week. The November ADP Employment Change Report indicated private-sector employment shed…
December 2nd Market Commentary
MBS prices are up about 1/32 this morning while the DOW is up about 140 points after a fragile start to December trading that saw sharp losses on Wall Street and in crypto. Investors are now watching for catalysts that could revive a year-end rally, against a background of persistent…
November 20th Market Commentary
MBS prices are up about 4/32 this morning while the DOW is up about 400 points as Nvidia earnings helped rekindle faith in the AI trade, and rate-cut hopes brightened after the release of the long-awaited September jobs report. The employment report, which is certainly a lagging indicator this time,…