About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
March 6th Market Commentary
MBS prices are up about 4/32 this morning while the DOW is down about 600 points as the key monthly jobs report surprised to the downside and oil prices jumped amid fresh fears about a hit to supply from the expanding Middle East conflict. Nonfarm payrolls declined by 92,000 in…
March 5th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 900 points as Wall Street failed to build on a rebound session, with conflict in the Middle East holding focus amid a renewed surge in oil prices. Attacks between the US-Israel coalition and Iran have spread…
March 4th Market Commentary
MBS prices are up about 3/32 this morning while the DOW is up about 90 points following stronger-than-expected private payrolls data and a report that Iran has indirectly approached the US to discuss terms for ending the escalating conflict. The conflict that has whipsawed stocks entered its fifth day on…
March 3rd Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 500 points after Israel and US jets launched new strikes on Iran, as the widening conflict stoked worries about a drawn-out regional war. The air strikes on Iran and Lebanon intensify a conflict that Wall Street…
March 2nd Market Commentary
MBS prices are down about 12/32 this morning while the DOW is down about 30 points as Wall Street assessed the fallout from US and Israeli attacks on Iran as well as subsequent counterattacks. The impact on oil prices, and in turn on inflation, remained front of mind for investors…
February 27th Market Commentary
MBS prices are up about 2/32 this morning while the DOW is down about 600 points after the core measure of wholesale inflation came in hotter than expected. The Producer Price Index for final demand increased 0.5% month-over-month in January (Briefing.com consensus: 0.3%) following a downwardly revised 0.4% increase (from…
February 26th Market Commentary
MBS prices are up about 2/32 this morning while the DOW is down about 220 points as Nvidia's stellar earnings failed to wow investors and left Wall Street juggling growing worries over AI's potential for payoff and disruption. Fears of a AI bubble have buffeted stocks in recent weeks, with…
February 25th Market Commentary
MBS prices are up about 1/32 this morning while the DOW is up about 300 points as Wall Street digested President Trump's State of The Union address and braced for Nvidia's crucial earnings report. With earnings still rolling on, eyes now turn to Nvidia's quarterly results, due Wednesday after the…
February 24th Market Commentary
MBS prices are down about 2/32 this morning while the DOW is up about 360 points aiming to recover from steep losses amid fears of AI disruption as President Trump's new global tariff came into effect. The cautious rebound follows a sharp sell-off on Monday as investors grappled with renewed…
February 23rd Market Commentary
MBS prices are up about 6/32 this morning while the DOW is down about 700 points as investors grappled with the fallout from the Supreme Court's rebuff of President Trump's most sweeping tariffs, which has thrown major trade deals into doubt. The Supreme Court's invalidation of many US tariffs on…