About Us
If your company is in business to help families attain the American Dream through housing finance, then working with Mortgage Capital Management (MCM) may be a significant part of your solution. We provide the vital tools needed to ensure that you do so profitably in all market conditions. From pricing, hedging, trading, best execution, and servicing valuation we have had the secondary market covered since 1994. We provide your competitive advantage using state of the art tools delivered on a customized basis so you can focus on helping families attain their dream.
MCM provides its services through online technology in three different formats: software as a service, software in the cloud, or Self-Hosted environments. This provides an unlimited ability to deliver our services and technology to Clients and creates the opportunity to match each Client’s needs with a solution set designed to exceed their expectations.
Some of our
tools, enhanced
hedging
strategies,
and systems
include:
- Advanced Position Reporting, Updates, and Scenario Analysis
- Value At Risk (VAR) Hedge Optimization
- OAS Hedge Ratio & Servicing Valuation & Analysis
- Total Sale Optimization / Best Execution Based Mark to Market and Analytics
- Forward Builder Commitment & Float Down Pricing & Hedging
- Unique Trading Analysis – Diffusion Analysis
- Automated (execution-based) Base Pricing tool
- Client Risk Position Historical Database
One part of our business formula that we believe sets MCM apart from the pack is the coaching aspect of how we do business. It is our belief that if we empower our clients to be experts in the secondary marketing area, they will be better at what they do and their profitability will improve. This increased capability will also allow them to be more competitive over time, thereby helping more families.
MCM provides its services through two types of relationships: Guardian and Partnership. The Guardian relationship provides companies with full-service secondary marketing services, including position management and trading. The Partnership account provides full access to systems, analytics, reporting and is self-managed.
Mortgage Capital Management was founded to help mortgage bankers become consistently profitable through the use of best-in-class pipeline risk management tools and strategies in the mortgage industry. Our proven pipeline risk management services, secondary marketing consulting/coaching, and hedging/trading services help Clients remain profitable despite volatile markets and changing interest rates. By combining proprietary, state of the art technology with personalized Client service, that includes counsel from senior advisors, we can mitigate client interest rate risk, maximize their earnings, and improve operational efficiencies so they can focus on what really matters – The American Dream!
Call us to today to learn more or schedule an online demo
Project & Services
July 16th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 40 points as investors took stock of the AI boom and key earnings reports, while an escalation in the US-Iran war continued to weigh. Investors continue to monitor oil's movement through the Strait of Hormuz after…
July 15th Market Commentary
MBS prices are up about 4/32 this morning while the DOW is up about 200 points as chipmaking equipment producer ASML sent a bullish signal on AI demand and a softer-than-expected wholesale inflation reading followed yesterday's cool consumer price report. That helped offset pressure from rising oil prices as President…
July 14th Market Commentary
MBS prices are up about 10/32 this morning while the DOW is down about 120 points as markets assess a cooler-than-expected consumer inflation report, recalibrated bets on the AI trade, and monitored rising oil prices amid the renewed US-Iran war. Oil prices edged higher after Brent crude futures notched their…
July 13th Market Commentary
MBS prices are down about 10/32 this morning while the DOW is down about 140 points after the US and Iran escalated fighting in the Middle East, sending oil prices higher, and AI stocks were under pressure. The US renewed strikes near the Strait of Hormuz over the weekend, and…
July 10th Market Commentary
MBS prices are down about 3/32 this morning while the DOW is up about 140 points as SK Hynix's listing tested the AI memory trade and investors monitored ceasefire talks between the US and Iran. Overseas, Asian markets were firmly higher overnight, while European markets are little changed. Bond yields…
July 9th Market Commentary
MBS prices are up about 3/32 this morning while the DOW is up about 150 points as investors focused on AI prospects ahead of SK Hynix's US trading debut, setting aside jitters over a flare-up in US-Iran hostilities. There was a surge in tensions that saw the two sides trade…
July 8th Market Commentary
MBS prices are down about 4/32 this morning while the DOW is down about 800 points after President Trump declared that the memorandum of understanding between the US and Iran was "over," raising the likelihood of a re-escalation in the Middle East war. Energy markets have been shaken after the…
July 7th Market Commentary
MBS prices are down about 6/32 this morning while the DOW is down about 175 points after Samsung's quarterly results and reports that China's DeepSeek is developing its own AI chip sparked renewed selling in semiconductor stocks. The pullback in tech stocks weighed on markets on this morning following a…
July 6th Market Commentary
MBS prices are up about 2/32 this morning while the DOW is up about 15 points as pressure on the tech sector eased. Tech stocks are helping to drive gains, hinting at a return of faith in the artificial intelligence trade after the late-June slump in chip stocks. That has…
July 2nd Market Commentary
MBS prices are up about 2/32 this morning while the DOW is up about 350 points as investors assessed a June jobs report that tempered expectations for the next move in interest rates and a resumed sell-off in chip stocks. Nonfarm payrolls increased by just 57,000, while nonfarm private payrolls…